Terrigal is an established Retail & Commercial seaside village and the most popular tourist destination on the Central Coast. Terrigal is approximately 86 km from the Sydney CBD and lies within the Local Government Area administered by Gosford City Council.

Terrigal is a tightly held predominantly freehold market, dominated by a handful of private investors. Ownership patterns for retail and commercial premises rarely change, and pricing for return on investment for freehold opportunities when they do become available is restrictive for first time and lower level private investors.

The local market is not over supplied and the surrounding residential catchment area effectively restricts any expansion of the centre which will ensure ongoing demand for retail and commercial services.

Terrigal is home to Vintage Cellars, Spar Express Supermarket, Commonwealth Bank Australia, National Australia Bank, Westpac Bank, Terrigal Newsagency, Terrigal Pharmacy, Hogs Breath Cafe, Crowne Plaza, Australia Post, Raine & Horne and a host of well established restaurants, cafes, and fashion outlets.